Compensation for physical damage
If you have been injured in an automobile accident, remember that without the proper assistance you risk obtaining less than 20% of the compensation to which you are entitled.
The new system of “direct indemnity” tends to place the private citizen in the hands of the insurance companies and it is their usual practice to belittle the physical damage, arriving in the less severe cases to offering ridiculous compensation.
While the liquidation of the damage to the vehicle (with the exception of the damage from unusability) is based on more or less objective parameters and with little margin for variation, as regards the physical damage, the enormous incidence of recognition (or not) of the biological damage, leads to the most widely varying estimates.
If we think that today, with “direct indemnity”, unlike in the past (until 2006, in case of accident you entered a dispute with the adversary insurance), when you have an accident your insurance opens a file that has as opposition…. itself, the results are easy to imagine.
Here is an example of a trauma with a prognosis of 15 days on leaving the Emergency Room:
what you can expect | what they usually give you | |
biological 2% and moral damage (certified by medical expert) | 2,400 | 0 |
temporary invalidity | 660 | 450 |
Total Euro | 3,060 | 450 |
The intervention of a lawyer is thus the only instrument, more than ever in these cases, to obtain justice. Remember that, if you use the direct indemnity format, it is your inviolable right to have the assistance of your own lawyer.
Contacts
Fax +39 011 4464115
Viale del Castello, 1
10024 Moncalieri (TO) ITALIA